Oplecenter Business & Finance News

Financial Independence is the foundation early in arranging a happy life in 2008. Unfortunately, there is still much delay.

In the eyes of Mario Teguh motivation expert, there are still many people who always postpone the achievement of financial independence. Rows of the reasons put forward as justification for the delay financial independence, starting the list of needs is still much that must be met until the other trivial issues. Many are thought to be healthy and happy to be number one, then financial independence.

This assumption is, said Mario, very wrong. In fact, living a healthy and happy to be in tandem with financial independence. In fact, when a will save, always lots of reasons to delay. Not infrequently people feel the salary income earned less than he needs to meet. ” ‘There are many common ideas upside down, financial independence later. Savings later. That’s what makes a person trapped in routine and could not achieve his dream,” he explained.

When this happens, go Mario, many people eventually compete with the cost of his own life. Not infrequently end of each month, someone just pay the monthly bills pile and could not enjoy his hard work alone with his family. In other words, the salary was just riding through.

This idea is often due to the assessment which always emphasizes small income to provide for a large. Should, thinking that there is not for salary or income of working as an employee or employees, but financial independence provides flexibility in managing their own finances. It started out in accordance with the needs to entrepreneurship own income. “Now, how many people are complaining about the small salaries. However, not many people who want to see business opportunities in front of him. Or at least, to find and create a creative,” he said.

In fact, low or high salaries is not an award of an employee, but the decision of his superiors. Working as hard as if the boss does not decide to raise his salary, the income will not increase.

Worse yet, the paradigm of Indonesia most people prefer to be employees rather than creating their own business opportunities.

Job as a career employee and serve as the final goal. Supposedly, they work at a job can be a second campus of the university to get to financial independence. Whether it be employees had to become entrepreneurs or directly to employers, they are the most rational way to prosperity rather than take a job as a lifelong career.

“On this occasion the New Year, I want to invite the friends to not make the work as a career, but as craters candradimuka to welfare,” he explained.

According to Mario, there are three things that can be used as a career achievement, namely welfare as the first career goal career seseorang.Setiap which can not provide welfare can not be regarded as a goal, but as a vehicle or a means to prosperity. If it was his job does not provide welfare, must be prepared to do something new. Minimize the need to start saving and think raising capital to open a business.

Therefore, should the rising careers, welfare increases as well. Sense of peace not feel bound by strict rules for the binding aturanaturan creativity, especially if there is no respect from employers itu.Kesejahteraan creativity arises when free thinking, creative, and build it to get a place to be appreciated properly. “Although only business open a small shop, we can manage their own finances to manage creative, too. As such, you are financially independent and not dependent on anyone else,” he explained.

As a second objective of the career is happiness. According to Mario, happiness will arise if unconditional, rather than looking for something that was not there when ini.Kebahagiaan should not use the specific requirements that add to the list of expectations and the results with those of closeness. Happiness will come if the stage has passed and the welfare of both are complementary.

People happy but not prosperous, long happiness will be eroded and frail. Meanwhile, the peace will be unhappy if always berekspektasi on something that is not in his life. “People always say that they would feel happy if … and if … or lainnya.Padahal, if ya want to be happy today, did not need to condition and berekspektasi not something that is not in his life,” he explained.

Third career stage or a person’s career peak when she was glowing with light. According to Mario, this stage when the person wherever he is always showing authority and influence. To achieve this, a person who is prosperous and happy to go through several steps, which are good first steps. Then, for the benefit of someone else. When someone useful, he will need a lot of people. But, in fact, been reversed people think that he felt being used by people lain.Padahal, when viewed from the positive side, not everyone can be needed by many people.

“The road is the way the good Lord. People who walk in the path of God will be made to glow with light,” he said.

Mario added, further equipment for an individual is always to pray and ask for something big to his Lord. A person who receives a big job duties and appropriate to ask for something big to his Lord. If someone just asked for something small, that he actually limit the ability of God to give him something big. In fact, most people actually pray for business and jobs easier.

“Actually, it was reversed. The job is not easy, should pray that we be given the ability to go through any difficult job so that we become strong. Therefore, a great man is one who has a soul and a strong mentality. Do not worry if it’s prayers and requests we have not answered, it was only a matter of time. Therefore, God will answer the prayers of people who walk through the course, “he explained.

KUALA LUMPUR – Long time no heard from, Friendster came back try to make a new breakthrough by bringing a new service called Friendster Wallet.

In presenting this new service, Friendster cooperation with MOL AccessPortal Berhard as a provider of payment services and financial support more than 500,000 channels of payment services in the virtual and physical world.

In its official statement on Friday (16/10/2009), mentions that Friendster Friendster Wallet service has a facility that enables users to different methods of payment with the account replenished by pre-paid cards. They can also do a variety of online payment transactions, such as paying bills or credit card to fill mobile phone.

For example, Friendster users can buy pre-paid cards physical shape at the nearest stores throughout Asia in cash. Users then enter a code to stay listed on the pre-paid cards are then put on Wallet Friendster account.

Later, Wallet Friendster account would be filled with an amount of money in accordance with the nominal listed on pre-paid cards bought. Nominal money on Wallet Friendster account could then be used to purchase various goods, gifts, games, or services on Friendster

TOKYO – Industrial State forward who joined in with the attitude of the G7 states to work together to protect and stabilize the world financial system from the economic crisis.

In their joint statement, finance ministers and central bank owner who joined in the G7 reaffirmed the “shared attention to strong and stable international financial system.”

They convey concern about excessive volatility in the yen and this is likely to have implications that are not good for the economy and financial stability.

“We continue to monitor markets closely and cooperate as appropriate,” the statement said, as quoted Tuesday (28/10/2008)

A surprising statement from the G7, which consists of England, Canada, France, Germany, Italy, Japan, and the United States, disclosed after the stock market fell sharply in Asia, namely Japan’s Nikkei stock index fell sharply during the 26 years.

When the yen rose for 13 years against the dollar and was at the highest peak for 6 years against the euro last week. But the joint statement did not mention the other currencies that fell sharply due to the U.S. market strikes (U.S.) and Europe.

This statement was also taken after Sunday (26/10), the International Monetary Fund (International Monetary Fund / IMF) will provide loans USD16, 5 billion to Ukraine. Then will be announcing a large rescue package for Hungary in the next few days.

Support the G7 and the IMF is expected to be little to stem the market turmoil in the world economy. Including the yen currency movements.

Deputy head of the foreign currency trading in Tokyo, Societe Generale said Kenichi Yumoto, unless the G7 takes “drastic steps” such as joint market intervention to sell the yen, so the currency is not likely to fall.

The dealers see this is a Japanese initiative that reflects the concerns if the yen rising Asian economies will drive a deep decline.

After briefly soared following the G7 statement, the dollar again fell to 93.46 yen in late Tokyo trade, down from 94.24 in New York on Friday last week.

“The yen rose after receiving attention from the central bank ang incorporated in the G7,” said an analyst at RBS Securities.

Meanwhile, Japanese Finance Minister Shoichi Nakagawa earlier warned that the excess in the yen exchange rate volatility has destroyed the economies of Asia.

“I will continue to watch currency markets with great interest,” he said.

Opinion sparked new speculation if Tokyo may intervene in the market for the first time since March 2004. This yen for a very fast, which took a large customs of the exporters.

The analysts believe, no matter what the United States and the Euro zone is the party that does not support joint intervention to sell yen. And it has some power outside pressure from the United States exporters and the Euro zone.

“We see the finance minister (Minister of Financial / MOF) could not intervene quickly,” said analysts at Barclays Capital.

However, it considered there was a certain risk of intervention Finance ministers unilaterally. That decline in value of the yen to 80 to 90 dollars or yen

Yen strength has been pounding the Japanese stock market because of worries if this will have an impact on exports.

“The impact of a higher yen would worry about the Japanese economy is more real, so the government needs to implement appropriate measures,” explained Chairman of the Chief Cabinet Secretary Takeo Kawamura.

HONG KONG – The impact of economic slowdown due to global crisis that was engulfing the world, making Hong Kong can still be exposed to unpredictable effects. Despite the recovery of economic stability was rumored since the far-distant day.

“No doubt we could be affected by the global economic crisis due to the financial tsunami. Although statistics show that the economy will be stable, there are many other factors that make the global market imbalances,” said Hong Kong Chief Executive Donald Tsang, was quoted as saying by the AFP, Monday (29/6/2009).

Tsang added, is a major challenge to be faced now untul this country, where the crisis hit the financial industry and exports are highly exposed.

He added that the Asian Financial Crisis in 1997 stated that Hong Kong will not be sunk by their financial systems. In fact, Tsang claimed when the last crisis is possible to make the country’s financial fundamentals become stronger.

The government also limits the six sectors in the country to continue to focus on the education and the overall industry environment. On the other hand, Tsang rejected the accusation that he rejected the principle of free market economy in Hong Kong.

“Hong Kong is very open to open markets. This is required and will continue,” he said.

For information, Hong Kong finally enter into the economic recession in the third quarter-2008. In May, the government estimates that the growth slowed until the end of the year. Where the economy will contract 5,5-5,6 percent in 2009 from the previous estimate of 2-3 percent.

NEW YORK – Investors on Wall Street stocks began to collect financial and technology sectors, after weakening earlier in the trade. Positive sentiment, with the Dow Jones index rebounds 46 points, in trading Thursday (14/5/2009).

This strengthening occurs after the previous day investors worried about the report from the U.S. Department of Commerce stating that the sales data for April retail sector, decreased 0.4 percent reach.

Seen from the technology sector stocks boosted his rebounding Wall Street, shares of Apple rose 2.9 percent. Meanwhile, shares a successful financial sector strengthening, such as JPMorgan & Chase’s shares rose 4.4 percent and shares of Bank of America (BoA) rose 2.7 percent reach.

“We see a little correction in the last few days and people may be there and add a few more corrections that would make continuous gains,” said portfolio manager Kurt Brunner Swarthmore Group, was quoted as saying by Reuters on Friday (15/5/2009).

Proved, the Dow Jones index closed down 46.43 points or rebounds rose 0.56 percent to 8331.31 level. While the index Standard & Poor’s 500 index also rose 9.15 points, or 1.04 equivalent to the level of the first 893.07 and the Nasdaq index rose 25.02 points, or 1.50 percent to 1689.21 level